Risk Assessment: Trading Carefully in an Uncertain World
http://dx.doi.org/10.1177/0266382108098060
  access restricted (by the publisher) to members/subscribers/customers only
  peer-reviewed

Rarity, Brian
Business Information Review
2008

Abstract:

This article reminds us that risk needs to be identified before it can be quantified. It points out that risk models are only as good as the people who devised them and the basic assumption needs to be frequently re-examined.