Working as an Independent Contractor
http://www.nolo.com/lawcenter/ency/index.cfm/catID/EC0EEB1C-16EA-4F81-833ED5890B19383A

Usborne, Nick
Excess Voice
2002

Abstract:

Working for yourself can be a blessing and a curse. Independent contractors ('ICs') enjoy more freedom and control over their work than employees do -- and they can earn more money, too. But they also have to contend with deadbeat clients, self-employment taxes and the higher cost of doing business on their own.