Considering Independence? Know Your Options
http://www.certmag.com/articles/templates/cmag_contributor_gd.asp?articleid=34&zoneid=56

Zaino, Gene
Certification Magazine
2003

Abstract:

Anyone who’s ever considered working independently has probably approached this decision with caution. And no wonder: Outside the comfortable structure of full-time employment lies a seemingly chaotic and intimidating sea of new challenges.