HTML Wireframes and Prototypes: All Gain and No Pain
http://www.boxesandarrows.com/archives/html_wireframes_and_prototypes_all_gain_and_no_pain.php

Stanford, Julie
Boxes and Arrows
2003

Abstract:

Mention the use of HTML for wireframing or prototyping, and some information architects and interaction designers frantically look for the nearest exit. In some circles, HTML has acquired the reputation of being a time-consuming, difficult undertaking best left to developers. This is very far from the truth.